Hybrid Life: Immediate and Innovative Benefits

Since 1896, Fidelity Life Association has provided some of the most innovative life insurance products on the market. Particularly unique is Fidelity Life's new patent-pending Hybrid Life.

How Hybrid Life Works

• Request a no obligation quote.
• A knowledgeable agent will get in touch to begin your application.
• Complete a brief, hassle-free application with several health questions.
• Your policy will be issued based upon your answers to the questions. You should receive full coverage within 24-48 hours of applying, if approved.
• Within six months, if you choose to do so, simply request a medical exam to receive the best benefits for which you qualify.
• Medical exams are completely optional, so if you choose not to receive your exam, your Hybrid Life policy still remains in full effect as originally issued.

With Hybrid Life from Fidelity Life, you are under no obligation to submit to a medical exam - but if you choose to do so, then your "all cause" death benefit (benefits paid for any cause of death)** may increase. Hybrid Life is a unique blend of level term life coverage with an Accidental Death Benefit rider; this allows you to be covered within 24 to 48 hours, meaning you don't need to worry about a medical exam until later - or even at all if that's what you decide!

Hybrid Life from Fidelity Life Association is different from other medically underwritten policies in that it offers you full flexibility in your application. If you choose to receive a medical exam within six months, then your Accidental Death Benefit may be eliminated or reduced with a corresponding increase in your "all cause" benefit; if you choose not to have a medical exam, then you will still receive the benefits of your original policy as originally issued. To find out how Hybrid Life is different, visit our comparison page.

Rapid approval and flexible coverage. Secure your family's finances today >>

**Except those specifically excluded in the policy